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There are many banks in Nigeria today.  The Central Bank of Nigeria (CBN) is chief among them. The Central Bank is referred to as the Bank of Bankers. The CBN controls and monitors the activities of the other banks. It is a regulatory body too for these banks and other financial institutions in Nigeria.

Thanks to the activities of the CBN, the number of banks has been reduced to about 25 and the few remaining ones are very strong and viable. The CBN ensured those banks that had no solid financial foundation were struck out. This was the factor that led to merging among banks some years ago.

Banks in Nigeria are of different types. Some of them are commercial banks with license for national operation.  There are others too that are approved by the CBN to operate commercial banking license with international authorization.

Aside from those ones, there are also banks that are given commercial banking license with regional authorization by the CBN. Jaiz bank is the only bank in Nigeria having non-interest banking license with national authorization. Some banks are having merchant banking license with national authorization, while some other financial institutions are operating as financial holding companies in Nigeria.

The list below will give you names, address and operations of the various banks in Nigeria.

• Access Bank: This bank later bought or acquired Intercontinental Bank. Their headquarters is located at 999c, Danmole Street, Off Idejo Street, Off Adeola Odeku Street, Victoria Island, Lagos. They have commercial banking license with international authorization
• Citibank: They have their headquarters at 27, Kofo Abayomi Street, Victoria Island, Lagos. They have commercial banking license with national authorization.
• Diamond Bank: They are located at Plot 1261, Adeola Hopewell Street, Victoria Island, Lagos. They have commercial banking license with international authorization
• Ecobank Nigeria: They acquired Oceanic Bank at a point. Their head office is located at 21, Ahmadu Bello Way, Victoria Island, Lagos. They have commercial banking license with national authorization.
• Enterprise Bank Limited: It was formerly Spring Bank.
• Fidelity Bank Nigeria: Their head office is located at 2, Kofo Abayomi Street, Victoria Island, Lagos. They have commercial banking license with international authorization.
• First Bank of Nigeria: They are located at Samuel Asabia House, 35 Marina, Lagos. They have commercial banking license with international authorization.
• First City Monument Bank: The bank acquired FinBank at a point. Their head office is located at Primose Towers, 17a, Tinubu Street, Lagos. They have commercial banking license with international authorization.
• FSDH Merchant Bank: It is a Merchant Bank. Their head office is located at UAC House, 5th-8th Floor, 1/5 Odunlami Street, P.M.B 12913, Lagos. They have merchant bank license with national authorization.
• Guaranty Trust Bank: It is commercial bank. Their head office is located at 635, Akin Adesola Street, Victoria Island, Lagos. They have commercial banking license with international authorization
• Heritage Bank Plc: Their head office is located at 292b, Ajose Adeogun Street, Victoria Island, Lagos. They have commercial banking license with national authorization.
• Keystone Bank Limited: They are formerly Bank PHB. Their head office is located at Keystone House, 1, Keystone Crescent, Victoria Island, Lagos. They have commercial banking license with national authorization.
• Rand Merchant Bank: They are into Merchant banking as their name indicates. Their head office is located at 12th Floor, Churchgate Towers, 2 Plot PC 31, Churchgate Street, Victoria Island, Lagos. They have merchant banking license with national authorization
• Skye Bank: Their head office is located at 3, Akin Adesola Street, Victoria Island, Lagos. They have commercial banking license with international authorization.
• Stanbic IBTC Bank Nigeria Limited: Their head office is located at IBTC Place, Walter Carrington Crescent, Victoria Island, Lagos. They have commercial banking license with national authorization.
• Standard Chartered Bank: Their head office is located at 142, Ahmadu Bello Way, Victoria Island, Lagos.  They have commercial banking license with national authorization.
• Sterling Bank: They acquired Equatorial Trust Bank at one point. Their head office is located at Sterling Towers, 20 Marina, Lagos. They have commercial banking license with national authorization.
• Union Bank of Nigeria: The bank is owned by Union Global Partners Limited. Their head office is located at Stallion Plaza, 36 Marina, Lagos. They have commercial banking license with international authorization.
• United Bank for Africa: Their head office is located at 57 Marina, Lagos. They have commercial banking license with international authorization.
• Unity Bank Plc: Their head office is located at Plot 785, Herbert Macaulay Way, Central Business District, Abuja. They have commercial banking license with national authorization.
• Wema Bank: Their head office is located at Wema Towers, 54 Marina, Lagos Island, Lagos. They have commercial banking license with national authorization
• Zenith Bank: Their head office is located at Plot 84, Ajose Adeogun Street, Victoria Island, Lagos. They have commercial banking license with international authorization.
• Suntrust Bank Nigeria Limited: They have their headquarters located at 1, Oladele Olashore Street, Victoria Island, Lagos. They have commercial banking license with regional authorization
• Providusbank Plc: Their headquarter is located at Plot 54, Adetokunbo Ademola Street, Victoria Island, Lagos. They have commercial banking license with regional authorization.
• Jaiz Bank Limited: Their head office is located at Kano House, Plot 73, Ralph Shodeinde Street, Central Business District, Abuja. They have non-interest banking license with national authorization. It is the first and only non interest bank in Nigeria.
• FCMB Group Plc: Their head office is located at First City Plaza, 44 Marina, Lagos. They have financial holding companies in Nigeria.
• FBN Holdings Plc: Their head office is located at Samuel Asabia House, 35 Marina, P.O. Box 5216, Lagos. They have financial holding companies in Nigeria.
• Stanbic IBTC Holdings Plc: Their head office is located at I.B.T.C Place, Walter Carrington Crescent, P.O. Box 71707, Victoria Island, Lagos.
• Coronation Merchant Bank: Their head office is located at St. Nicholas House, 6th Floor, 28A, Catholic Mission Street, P.M.B 12511, Marina, Lagos. They have merchant banking license with national authorization.
• FBN Merchant Bank: They are located at 2, Broad Street, P.O. Box 4238, Lagos.

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